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Legal

Disclosures

Last reviewed: 2 August 2026

Licensing

Monty Felts is a licensed mortgage loan originator.

NMLS ID: 1714318

CrossCountry Mortgage, LLC NMLS ID: 3029

Licensed to originate in: AL, AR, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MD, ME, MI, MO, MS, MT, NC, NE, NJ, NM, NV, OH, OK, OR, SC, TN, TX, VA, WA

You can confirm any of this independently through the NMLS Consumer Access register at nmlsconsumeraccess.org. We would encourage you to. It takes a minute and it is the right habit with anyone who handles your mortgage.

What this site is

This is the personal website of Monty Felts, operated by Disciple Marketing LLC. It exists to share a book, a course, and a body of writing with other people who work in lending. It is not operated by CrossCountry Mortgage.

It is a marketing site. It is not a loan origination system, it does not accept applications, and it does not collect the information a lender needs in order to make a decision.

What this site is not

Not an offer to lend. Nothing on this site is a commitment to make a loan, an offer of credit, a pre approval, or a guarantee that any application will be approved.

Not a rate quote. No interest rate, annual percentage rate, payment amount, term, or fee is quoted anywhere on this site. If one ever appears, it will carry the full disclosure the law requires alongside it.

Not an application. Submitting a form here does not begin a mortgage application, and does not create any lender or borrower relationship.

Any actual lending conversation happens through CrossCountry Mortgage, under its own disclosures, its own privacy notice, and its own process.

Relationship with CrossCountry Mortgage

Monty Felts is a Regional Vice President at CrossCountry Mortgage, LLC.

CrossCountry Mortgage, LLC 2160 Superior Avenue, Cleveland, OH 44114 NMLS 3029

Equal Housing Opportunity

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

It is illegal to discriminate against any person because of race, colour, religion, sex, handicap, familial status, national origin, or, in the case of credit, because of age, marital status, or because all or part of an applicant's income comes from a public assistance programme.

Advertising

This site is a form of advertising for the services of Monty Felts as a mortgage professional, and for his book and course.

Testimonials and endorsements appear on this site. See the Testimonial and Endorsement Disclosure for what they do and do not mean.

Descriptions of past production, volume, and career results are Monty's own and are not typical. See the Earnings and Results Disclaimer.

Third party marks

Company names and logos shown on this site are the property of their respective owners. They are shown to describe where Monty has worked and who he has worked with. They do not imply that any of those companies endorses, sponsors, or is affiliated with this site, this book, or this course.

If you own one of those marks and would prefer it were not shown, write to Monty@MontyFelts.com and it will be removed.

Complaints

To raise a concern about anything on this site, write to Monty@MontyFelts.com.

To raise a concern about a mortgage transaction, contact CrossCountry Mortgage directly, or your state's mortgage regulator, or the Consumer Financial Protection Bureau at consumerfinance.gov.

Contact

Monty@MontyFelts.com Monty Felts, CrossCountry Mortgage, 2201 Spinks Road, Suite 236, Flower Mound, TX 75022